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Loan Program Details

JUMBO loans are our specialty. Most lenders shy away from them. We, however, welcome JUMBO loans with open arms. Not only do we specialize in jumbo loans, we will provide you with some of the most competitive terms, rates, and programs available in the market for JUMBO loans.


By definition, JUMBO loans are those that exceed Fannie Mae and Freddie Mac's conforming loan limits. Each state and county has its own definition of a conforming loan limit. For example, Merced County in California, has a loan limit of $417,000. Anything above this loan amount is considered a non-conforming loan, or a jumbo loan. However, San Francisco County in California has a loan limit of $625,500 as its lown threshold. Why the difference?


Well, the agencies that put these loan limits together have done statistical analyses and have used historical, as well as current, data to measure what the average loan size is in every single county throughout the United States. Based on this research, each county has its own designated loan limit as defined by the agencies.


Our JUMBO loans are designed to meet the marketplace\'s demanding mortgage needs. We recognize that homeowners who own larger homes with larger mortgages have needs too. So while your JUMBO loan may not be conforming to Fannie Mae or Freddie Mac's guidelines, do not worry. We have special investor loans with super low rates to meet every JUMBO borrower's needs. You can rely on MortgageLoan Corp. for competitive mortgage rates and terms on all of loan products--JUMBO included.