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With every client, every single time, we aim to make this your best mortgage experience ever. How do....

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Refinance Calculators

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Refinance Loan Payment Calculator

This mortgage calculator helps determine your monthly payments for a refinance loan.

Mortgage Payment Calculator

Determine if payment refinancing or a home equity loan is better for you.

About Us
Our Amazing Mortgage Process



Ever Wonder How The Loan Process Works At MortgageLoan Corp? Wonder No More.



Here Is Our Amazing Mortgage Process!


Not sure where to start? Don’t worry; that’s what we are here for. Here you’ll find our process – a real and honest timeline for what it’s like to work with MortgageLoan Corp. From our first conversation to the underwriting process to after you fund your loan, we’re here to make it easy for you. We know your priorities consist of family, work, and many other important things. So leave the mortgage up to us.


You’ll really enjoy working with us. Our clients get to sit back and manage other important things, while we focus on the mortgage process. We have the technology, the people, and the company culture to do everything over the phone or online. We will even come to you for your loan signing and closing. Check out our process:


   You Apply Online Or By Calling Us Today!


It all starts with your preferences. Let us know how you want to be contacted. We can talk on the phone, communicate via email, or do it in person. Once we connect with you, we’ll match you with your mortgage consultant who will be ready to assess your loan request and provide you with all of the options you are qualified for.


Your mortgage consultant will be dedicated to you. He or she will be your go-to person, who will take ownership of your mortgage, and follow through to make sure it progresses through the entire mortgage process.


Your mortgage consultant will ask you some questions about your mortgage goals, your mortgage needs, and other questions to see if there are any recommendations he or she can give you. We will work to set realistic expectations upfront and make sure you are fully aware of the steps and milestones in the refinance or mortgage financing process. Your go-to mortgage consultant will be qualified to understand your unique situation and help guide you through all of the mortgage options, in order to help you make a sound decision to meet your financial goals. Our company culture makes certain that you will be treated with fairness and respect throughout the process.


In order to start the process, we will need key information about you, then we will need to assess your most recent credit score. This ensures your qualification of all loan programs based on your most up to date FICO score.



  We’ll review your credit.


Once we pull your credit score, we will review your entire credit history. This isn’t unique to our company; it’s a necessary requirements by all investors, lenders, and banks. The good thing is: this will only take a few minutes for us to pull. Once we actually have the report in front of us, we can review it on our own or with you on the phone.


And don’t worry…you don’t have to pay for the credit report upfront. We will take care of it for you with the help of your dedicated mortgage consultant.


Once we review your score, we will begin going to work and analyzing all of the various loan programs, rates, and terms you qualify for. There are many, many investors who may want to fund your mortgage. We will make sure we review every loan option and give you all of the best ones.



  You’ll have a MortgageLoan Corp. account to use.


Once we put together all of the loan programs you qualify for, we will begin putting initial numbers and offers together for you. You will be able log into your MortgageLoan Corp. account and check out your profile, upload documents we may require, change your password, and much more.


Once we have put all of your options together, we will send you the offers along with a good faith estimate (GFE). Once you review your loan options, and agree to go forward with one, we will begin the process. We will prepare your application, Once you agree to the GFE, we’ll prepare your application and accept your deposit. We will request a few pieces of documents from you, such as tax returns and your mortgage statement.


And don’t worry! We can do all of this online, using your MortgageLoan Corp. account. You can access your account, upload all necessary documents, and communicate with us at your convenience. Our awesome technology allows all of this to happen at your convenience! And if any of this ever confusing, you can call your dedicated mortgage consultant with one quick phone call.


We accept a deposit from all of our clients. This money will begin the process and cover the cost of your appraisal. Once you close your mortgage loan, your deposit is credited against the total of your closing costs on your closing documents. You will see the credit on your closing statement.



  We’ll underwrite your loan to verify all your information.


There’s a lot of work that goes into a mortgage. And we will try to make it as seamless as possible for you. To do this, we’ll get to work underwriting your loan almost immediately once we receive the necessary documents from you.


In a nutshell, once we receive all of your loan documents, including the application, income documents, mortgage statement, and few other items, underwriting will commence. This is the process of verifying all of the information necessary—ranging from employment information, income information, property information, and so on. But don’t worry. We will do the heavy lifting. You can focus on the other important aspects of your life!


Through the underwriting process, we will be in touch with you to let you know if we need any other documents or information.


While all of this verification is happening, we will want to get your property appraised as well. This is required by the investor to ensure the property is a sound property to lend on. This protects you and the investor! The appraisal will always be done by a 3rd party, meaning we don’t know the appraiser nor can we choose the appraiser. This protects you against biased valuation of your property. There is one job the appraiser has; that job is to provide a realistic and fair value of your property.



  We will lock your rate.

Once we are ready to do so, we will lock your rate for you. Rates changes each day, throughout the day. Just like stock prices and bonds, mortgage rates changes throughout the day. It’s not uncommon to see a 3.5% rate in the morning turn into a 3.75% by the end of the day. But we are experts in this field. We will watch the market each day, throughout the day.


Once we see rates drop to a low level, we will notify you and lock the rate for you. Again, we don’t want you to worry about rates. So we will do the job of making sure you get the best rate available in the market.



  In no time, you will be closing your loan.

When underwriting is done, your appraisal is complete, and we have locked a rate for you, we’ll schedule your loan closing. We will make this as convenient as possible. Your mortgage professional will come to you if you'd like—whether it’s at a coffee shop, your work or office, a relative’s home, or your child’s dance practice. You name it and we are there.


It only takes just a few minutes to sign the loan documents with a notary agent. And in a short matter of time, you’ve got a new, awesome mortgage!


Pretty neat, right? We sure think so. The bottom line is that we will do all of the heavy lifting and make this a stress-free experience for you, allowing you to focus on the more important things in your life.


The best part about this is that once you are part of the MortgageLoan Corp. family, we will never forget about you. We will constantly be in touch to say hi, see how you’re doing, and provide you with rewards and offers that may benefit you. You can always rely on us too. We will be here for you, your family, and your friends for all of your home financing needs.


So give us a shot today…apply with MortgageLoan Corp.






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Refinance Guide

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Guide to Refinancing